Simple Risk Solutions Insurance Tips

April Home Renewal

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Home Owners Insurance renewals in April

Buying a home and insurance

183:690780536 (Richard Ferguson) — Sun, 22 Jul 2018 22:48:21 GMT

Home buying tips

Buying a home and insurance

Feb 5 - Jul 31

A home is likely the largest single investment you’ll make, and being a first-time buyer, you are probably overwhelmed with the cost, complexity and commitment you are about to make. So before you buy your first home, make sure you’ve done your homework. From thoroughly checking out the house to saving money, here’s a handy first-time home buyer checklist to help you on this very exciting journey. Don’t scrimp on the home inspection. You may hear that because a home was just built, it doesn’t need to have a home inspection, but this is not true. There may have been problems with the construction or other issues that you will want to know about when you’re in a position to negotiate with the seller or walk away, if necessary. Hire a trained, certified home inspector. Check out the comps. Know what else is for sale in the area to help inform your asking price. This includes checking for any foreclosures in the area. Since foreclosed homes usually cost less, you can use that information when you decide on the price you want to offer for the home. Know the time on the market. If a house just appeared, and there is a lot of demand in your area, be aware that you may need to make an offer quickly. If it’s been on the market for a long time, look at the price history. Your real estate agent can produce a pricing analysis as you consider making an offer. Ask how flexible the seller is on price. Checking first to see how flexible the seller is before you make an offer can avoid. https://goo.gl/posts/EhuDr

Make it easy to get a Home Insurance Quote

183:690780536 (Richard Ferguson) — Thu, 12 Oct 2017 20:27:22 GMT

Make it easier to get a homeowners quote by having these 5 things handy:

Getting a homeowners quote can only take a few minutes when you have all of your information at hand. Knowing the details of your house, including what kind of safety features you have installed, may help you qualify for money-saving discounts and help ensure that you choose the coverage that meets your needs.

There can be more questions involved in getting a homeowners quote than a car insurance quote, so it can be helpful to gather your paperwork and be ready to answer specific questions about your home in advance. Here’s a checklist to help you get started.

Who lives at your house? You may be asked for contact information about you and anyone else who lives at your house, how long you’ve lived there, your marital status, whether you run a business from the home and whether you own a dog or any pets.
What’s your insurance history? It’s good to be ready with details about your existing coverage, if your home is already covered by homeowners insurance . Do you have a mortgage on the home? Are there any prior insurance claims? How much would it cost you to rebuild your home ?
What’s your house like? You’ll likely be asked a series of questions, including the year your house was built, the type and age of the roof, the style of the home, its exterior finish and whether or not you have a garage. You’ll also probably want to know the square footage of your home and may be asked for details on the number of bathrooms or fireplaces. This information helps determine the cost to rebuild your home and may help with determining the amount of coverage that fits your needs.
What improvements have you made? If you have made upgrades to your home since you bought it, such as replacing the roof, installing a central air system, finishing your basement, remodeling a kitchen or other updates that increase the value of your home, your existing homeowners policy may not reflect the current value and replacement cost of your home .
What kind of safety devices do you have? If you have certain safety devices, including smart or connected home technology , a security system or fire sprinklers, you may qualify for a discount on your insurance.

Having all of this information ready to go can make it easier for you to get a quote and can help you get coverage to protect you and your family that fits your needs.

More Tools & Resources

Is Your Home Insured to Its Replacement Cost?

If your home isn’t insured to its estimated replacement cost, your homeowners policy may not cover the full cost to rebuild.

5 Tips to Protect Your Possessions with Valuable Items Insurance Coverage

Help protect personal items that may have limited coverage amounts or no coverage under the homeowners, condo or renters insurance policy.

How the Home Insurance Claim Process Works

Owning a home can mean dealing with the unexpected. Knowing how the home insurance claim process works can help give you peace of mind.

Simple Risk Solutions is an insurance broker that represent top rated insurance companies/.

770-579-6970

Simple Risk Solutions Inc.

2100 Roswell Rd Ste 3208

Marietta, GA 30062

EMail: Richard@SRSBrokers.com

401 Westpark Ct Ste 200

Peachtree City, GA 30269

Phone: 404-537-3763

EMail: GabrieleS@SRSBrokers.com

4555 Mansell Rd Ste 300

Alpharetta, GA 30022

Phone: 770-988-4910

Hours 08:00 AM to 06:00 PM M-F

Sat 09:00 am to 01:00 pm

Auto Insurance rates

183:690780536 (Richard Ferguson) — Thu, 14 Sep 2017 16:49:47 GMT

Keys to obtaining lower car insurance

Keys to lower car insurance. Preferred Auto insurance means that your information fits a profile that car insurance companies want as a customer. Credit, Credit, Credit. Insurance companies develop prices based on a large number of factors.

Preferred Auto insurance means that your information fits a profile that car insurance companies want as a customer. Credit, Credit, Credit. Insurance companies use an insurance score developed using third party credit history check. The insurance score impact varies between companies but is anywhere from 30% to 70% of the rate you pay. Your prior insurance is now a larger factor in obtaining new car insurance. Do you currently have a standard company? How long have you been with your current company? What limits and covedrage's do you have on your current policy. Carrying state minimum limits is not favorable to the preferred insurance companies. Where you live(zip code), home ownership, type and of vehicles, driving history, age of drivers are more factors that go into you rates. Do you live in a high crime area? A ticket with no points on your license, in all most all cases will still cause your insurance premium to increase for 3 to 5 years depending on the company.

Welcome to Cobb County, Acworth, Atlanta , Austell, Kennesaw, Marietta, Powder Springs, Roswell and Smyrna

183:690780536 (Richard Ferguson) — Tue, 08 Aug 2017 17:51:20 GMT

Local Insurance Broker with 21 years of insurance experience

We’re glad you chose to make your home here along with approximately 670,000 other residents who enjoy our high quality of life. Once you settle in, you’ll find top-notch schools, acres of park land, excellent recreational facilities, first-rate shopping and fine dining.

Find Auto, Home, Business or life Insurance. https://www.srsbrokers.com

Get a quote online anytime at http://www.4Quotesnow.com

Get insurance from Travelers, Safeco, Progressive, Hartford, Grange, Foremost, USLI, Berkshire Hathaway and more.

But right now, you probably have many questions. Here you’ll find information on auto tags and titles, driver’s licenses, school districts, utilities, public safety, recreation and recycling, as well as links to other sources of information.

If your residence is located inside the city limits of one of Cobb's municipalities, visit their sites for more information:

Acworth

Austell

Kennesaw

Marietta

Powder Springs

Smyrna

Schools

Cobb County School District

To enroll your child in a Cobb County school, you need:

Proof of residency,
Certified birth certificate from your state department of vital statistics,
Immunization records on Georgia state forms,
Vision, hearing and dental screening records from a family physician or local health clinic.

Property Taxes & Motor Vehicles

Cobb County Tax Commissioner's Office

Property Taxes

In Cobb County, real estate and commercial property taxes are due October 15 each year. Bills are mailed August 15.

Homestead exemption applications are due April 1, and apply to the owner of the property as of January 1 of the year you submit your application.

Driver's License

Department of Driver Services

New residents must obtain a Georgia's driver's license within 30 days of establishing residency. Existing Georgia residents moving to Cobb County must update their address to their new residence.

If you are new to Georgia, visit the Department of Driver Services for more information. If you have moved to Cobb County from another county in Georgia, you can change your address online.

Voter's Registration

Cobb County Elections and Voter Registration

You must be a U.S. citizen and at least 18 years old to vote in any city, county, state or federal elections. You must be registered 30 days prior to an election to vote in that election.

There are several opportunities and locations where you can register to vote:

Library

Cobb County Public Library System

Our libraries offer a variety of materials, digital resources, programs and community meeting spaces.

Library cards are free for county residents. Cards are valid for two years, and sign-up only takes a few minutes at any of the 16 library locations .

Power

Cobb EMC

770-429-2100

Georgia Power

888-660-5890