Simple Risk Solutions Inc.      2100 Roswell Rd Ste 3208 Marietta GA 30062                   EMail:

401 Westpark Ct Ste 200            

Peachtree City, GA 30269   

Phone: 404-537-3763


Hours 08:00 AM to 06:00 PM M-F Sat 09:00 am to 01:00 pm

Nights or weekend.  Get a jump on a quote by completing

the General Information and the line or coverage needed.

Get your business covered from a local agent in Marietta GA.

Tips for protecting your business 

If you don’t want all the hard work that goes into starting a business to be in vain, make sure your business is covered. Keeping these tips in mind can help you secure the right insurance for your company:

Make the right call. Trying to understand your insurance needs and which coverages are the right fit can be overwhelming, if not downright impossible, to do on your own. So don’t go it alone. Call your independent insurance agent. Independent insurance agents are not only well-versed in the types of risks businesses face, they also know the types of insurance products available to protect businesses, and they represent multiple insurance companies, which means they have access to a wide range of products to choose from.. An independent agent can help you carefully consider and identify potential risks to the business and fully explore your insurance options, so that coverage can be matched to your unique needs. Essentially, working with an agent ensures you get the expert help and advice you need to make sure your business is covered, no matter what happens.

Plan on it. Create a detailed business plan that outlines what the business will do and how it will do it. A solid business plan is a crucial tool when it comes to securing insurance as well as funding for a new business. A plan demonstrates to insurance underwriters and potential investors that you’ve done your due diligence to consider the risks you may encounter and how to protect your business as it grows. Your independent agent can help you create a good plan and pitch it to insurance underwriters.

Know your risks. There are many, many types of commercial insurance products on the market, ranging from general liability insurance, to property coverage, to commercial automobile coverage, to data breach and e-commerce coverage. Knowing what protection you need starts with understanding the unique risks your business faces. For example, if you’re starting a contracting business or a manufacturing company, equipment breakdown or electrical failure could seriously jeopardize your livelihood. On the other hand, if you’re launching an e-commerce site, protection against data compromise is probably a must. An independent agent can help you identify your potential liabilities and risks via a professional risk assessment so you know what types of coverage you need.

Consider a package deal. If your business requires a number of different types of coverage—such as property coverage, vehicle coverage, protection from business interruptions or loss of equipment and liability coverage—you may want to consider a Business Owner’s Policy (BOP). A BOP bundles different types of coverage together and can save you money versus buying separate policies for your various insurance needs.

Make it personal. Your business is unique, and that means your insurance coverage should be too. Even if a BOP makes sense for you, you should talk to your independent agent about customizing the coverage so you have added protection where you need it most. Your agent can help you look at adding endorsements or other options to your coverage based on your business’s specific needs and risks. Keep in mind that independent agents typically have access to a multiple carriers, so they’re very well equipped to deliver the customized insurance options you need.

Make no mistake. Owners of home-based and small businesses frequently make two common insurance mistakes. First, home-based business owners often assume their homeowner’s policy covers business assets. But in most cases, you need a separate commercial policy to safeguard business property and protect your business from liability. Second, owners who have incorporated or formed an LLC may think their business structure protects them. While a formal business structure may protect your personal assets, it won’t cover business losses.

Don’t overdo it. While protecting your business with insurance is no doubt a smart investment, no owner wants to pay for coverage he or she doesn’t need. Working closely with your independent agent and ensuring he or she truly understands your business can help prevent buying unnecessary coverage. You can also save money by choosing a higher deductible and following your insurer’s recommendations for avoiding loss.

Take a second look. As your business evolves, so will your risks. It’s a good idea to review your insurance policies with your independent agent at least two times each year to identify new risks and ensure you have the coverage you need to protect your company and your livelihood for the long term.

Insure your business assets with plans from our agency close to Atlanta, Georgia. Contact us to learn more about the business insurance coverage options we offer.

Turn to Simple Risk Solutions for business insurance coverage from an experienced company. The companies we represent are top-rated in the  industry. Call today to get your quote. We will help you find the best plans and pricing to meet all of your needs. We can take care of you quickly and easily.

There are special programs with pricing and coverages tailored to special sectors of business such as contractors, wholesalers, metalists, retailers, offices, light manufacturing, restaurants, florists, accountants, medical office and many more kinds of businesses. 

  Progressive Commercial Auto:

Ever mowed a lawn in January? Or plowed a snowy driveway on a hot July day? If you own and operate a seasonal business, chances are you aren't working in the off-season, so the insurance you carry should be different than what you carry in-season.

Leading commercial auto insurers like Progressive offer seasonal insurance for businesses like landscapers, snowplow drivers, ice cream truck owners, and more. These coverages allow you to customize your commercial auto coverage based on when your business is running on all cylinders — and when it's not. 

Claims handling capability is the most important feature we sell our commercial customers. Progressive consistently proves superior at settling commercial claims quickly. Call Simple Risk Solutions at 770-579-6970 for a free quote on your commercial vehicles today.

Serving:  AtlantaMarietta : GA , RoswellAlpharettaKennesaw , Milton, Duluth, Johns Creek, Norcross, Dacula, Cumming:Buford, Acworth, Powder Springs,Dunwoody, Sandy Springs, Auto:HAARP Authorized to Offer The Hartford Auto Insurance Program, Travelers Insurance

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